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Video On Demand

The “Lucky” Thirteen Most Important Issues in Homeowners Insurance

Total Credits: 3 including 3 CE Credit

Average Rating:
Personal Lines |  Personal Lines - Basic
Richard Pitts
Course Levels:
3 Hours
Access for 90 day(s) after purchase.


This broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered.  For those producers that are more familiar with personal lines issues, the course functions as a reminder of some significant issues to address with insureds and an update on current developments in the field.

Basic Course Information

Learning Objectives
  • ISO changes
  • ISO and Work From Home
  • Personal liabilty vs Premises Liabilty 
  • And much more!

Major Subjects
  • ISO Forms
  • Valuation Issues
  • Domestic Assistants / Employment Issues
  • Who is a Resident of the Household?
  • In-Home Businesses
  • Host Liability (Liquor)
  • Maintenance Issues and Coverage
  • Moral Hazards and "Bad Acts"
  • What Constitutes a "Vacancy"?
  • Mortgagees and Foreclosures
  • Personal versus Premises Liability
  • The Automobile Exclusion

Course Materials


Richard Pitts's Profile

Richard Pitts Related Seminars and Products

Vice President and General Counsel

Arlington Roe

Richard S. Pitts is a private practice attorney in the insurance industry.  Rick serves as Vice-President and General Counsel to Arlington/Roe & Co., Inc., an insurance brokerage and managing general agent headquartered in Indianapolis.  Rick also serves as general counsel to the Independent Insurance Agents of Indiana, Inc., as well as its sister organization in Kentucky.  Rick speaks annually at the “Roadshows” in Kentucky and Indiana’s Agency Compliance Seminars and presents various seminars on insurance and employment related matters.  Pitts has also presented continuing education seminars to insurance professionals nationally through industry groups including the National Alliance for Insurance Education and Research.


Rick is a 1983 graduate of Wabash College and a 1986 graduate of Indiana University School of Law – Indianapolis.  Pitts clerked for the Honorable Patrick D. Sullivan, a judge of the Indiana Court of Appeals in 1986-87.  Rick is admitted to practice before Indiana state and federal courts, the United States Supreme Court and the United States Court of Appeals for the Seventh Circuit and is a member of local, state and national bar associations.  Pitts has tried multiple cases and participated in over seventy appeals.


Pitts is the recipient of the “Excellence in Continuing Legal Education Award” from the Indiana Continuing Legal Education Forum (ICLEF), having served as a panelist and lecturer on a variety of continuing education subjects.  Pitts has co-authored two articles appearing in the Indiana Law Review.  

State Specific Details

Basic Course Information

Designed For All insurance agents

Promo Video



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